Editorial Standards

FTMarketWatch is committed to providing clear, accurate, and unbiased investing education for beginners. This page explains how we create, review, and update our content.

Education First

Our primary goal is to help readers understand the fundamentals of investing and personal finance. We do not publish stock tips, short-term trading calls, or market predictions. Instead, we focus on long-term concepts, risk awareness, and practical frameworks.

How Topics Are Chosen

We prioritize topics that:

• Help beginners build a strong foundation in investing
• Clarify commonly misunderstood concepts (risk, diversification, fees, etc.)
• Address important long-term decisions, such as retirement planning and asset allocation
• Support financial literacy and informed decision-making

Research and Sources

Our guides rely on reputable, verifiable sources, including:

• U.S. Securities and Exchange Commission (SEC) filings and investor resources
• Financial Industry Regulatory Authority (FINRA) educational materials
• Federal Reserve and Bureau of Labor Statistics (BLS) economic data
• U.S. Treasury data on yields, rates, and bonds
• Research, white papers, and investor education from firms like Vanguard, Fidelity, BlackRock, and Morningstar

When we refer to statistics, historical returns, or market behavior, we aim to cite primary or well-regarded secondary sources.

Writing and Review Process

Each article is:

• Outlined around a clear educational goal
• Written in plain English with minimal jargon
• Reviewed for clarity, accuracy, and internal consistency
• Formatted for readability with headings, lists, and examples

FTMarketWatch does not rely on fully automated, unreviewed AI content for financial education. Any AI-assisted drafts are always edited and reviewed by a human before publication.

Updates and Corrections

Markets, products, and rules change over time. We periodically review our content and update it when:

• New laws, regulations, or account rules are introduced
• Fees, yields, or common product structures materially change
• We find an error or a section that can be clarified or improved

If you notice an error, you can let us know and we will review it:

Contact the FTMarketWatch Editorial Team →

Editorial Independence and Monetization

FTMarketWatch maintains editorial independence. Any potential partnerships or affiliate relationships do not dictate which topics we cover or how we explain them. When compensation is involved (for example, if we receive a commission when readers sign up for a product through a link), this will be disclosed, and educational value remains our first priority.

No Personalized Advice

Our content is designed for general education and cannot account for your individual financial circumstances. We do not provide personalized recommendations or one-on-one advice. You should consult a qualified financial professional before making important financial decisions.