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Insurance

A promise of compensation for specific potential future losses in Exchange for a periodic payment. Insurance is designed to protect the financial well-being of an individual, company or other entity in the case of unexpected loss. Some forms of Insurance are required by law, while others are optional. Agreeing to the Terms of an Insurance policy creates a Contract between the Insured and the insurer. In Exchange for payments from the Insured (called premiums), the Insurer agrees to pay the Policy holder a sum of Money upon the occurrence of a specific event. In most cases, the Policy holder pays part of the loss (called the deductible), and the Insurer pays the rest. Examples include Car insurance, Health insurance, Disability insurance, Life insurance, and business insurance.

Related Terms: 23 Call, Car, CLU, Contract, Deductible, Disability insurance, Exchange, ECI, FIN, Health insurance, Insurance, Insurance policy, Insured, Insurer, Inc., Life insurance, Money, Option, OCC, Policy, Pot, Term, Terms
Other Related Pages: Category: Insurance Starting With: I
Semi Related Terms: 736 CLICK HERE TO VIEW
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company, Banking Act of 1933, Barren money, Below par, Bid-to-cover ratio, Bullet contract, Bureau of Public Debt, Brought over the wall, Buying on margin, Buy on close, Buy on opening, Buy the book, Broad money, Basic earnings per share, Balance of payments, Base period, Board of Governors, Business cycle, Break-even analysis, Breaking the syndicate, Bill of exchange, Bill of sale, Breach of trust, By the book, Balloon payment, Bank term loan, Business credit, Business finance companies, Bust-up takeover, B shares, Buy and write, Blackout period, Break-even tax rate, Breadth-of-market theory, Beat the gun, Capital loss, Combined financial statement, Consolidated financial statement, Contra account, Cost Of Goods Sold, Cost of sales, Call, Call date, Called away, Called bond, Call price, Call protection, Call risk, Certificate of Participation, Committee on Uniform Securities Identification Procedures, Conversion option, Conversion premium, Call money rate, Code of procedure, Contra broker, Contract broker, Chicago Mercantile Exchange, Capitalization of income, Cost of Living Adjustment, Cost-of-living index, Council of Economic Advisers, Car, Cash and carry trade, Chasing the market, Cheapest to deliver, Chicago Board of Trade, Commodities Exchange Act, Commodities Exchange Center, Commodity Exchange, Contract grades, Contract market, Contract month, Cash value life insurance policy, Casualty insurance, Casualty loss, Chartered Life Underwriter, CLU, Convertible term insurance, Cost-of-living rider, Credit insurance, Credit life insurance, Certificate of stock, Chicago Board Options Exchange, Common-law voting, Cost of carry, Certificate of title, Contract, Contract for deed, Contract sale, Cancellation of debt, Certificate of Claim, Cost of debt capital, Cost of funds, Cure period, Controlled company, Closed-end investment company, C shares, Call option, Call ratio backspread, Call swaption, Class of options, Close to the money, Contract size, Covered call, Covered option, Certificate of Occupancy, Cloud on title, Cash or Deferred Arrangement, Class A Shares, Class B Shares, Crash of 1929, Crash of 1987, Capital loss carryover, Child and dependent care credit, Coefficient of determination, Cup and handle, Certificate of delivery, Close a position, Cornering the market, Curbs in, Deposit in transit, Date of issue, Date of payment, Delivery vs. payment, Dual currency bond, Dual listing, Division of Enforcement, Division of Investment Management, Division of Market Regulation, Dollar terms, Date of record, Distribution period, Dividend in arrears, Desk (the), Division of labor, Decreasing term life, Deductible, Disability insurance, Dual life insurance, De-escalation clause, De facto, Doing business as, Durable Power of Attorney, Date of maturity, Debtor in possession, Debtor-in-possession financing, Deed of Release, Deed of Trust, Deferred payment, Discharge of bankruptcy, Discharge of lien, Down payment, Due-on-sale clause, Dual-purpose fund, Deep in the money, Deep out of the money, Deed of Surrender, Department of Housing and Urban Development, Deferred payment annuity, Dogs of the Dow, Double up, Depth of market, Eurodollar certificate of deposit, Embedded option, Equity risk premium, Escrowed to maturity, Event risk, Exchange, Ex-legal, Either-or order, Exchange seat, European terms, Exchange rate, Extended broad money, Effective par, Easy monetary policy, ECI, Edge Act, E-mini, Exchange against actuals, Exchange for futures, Exchange for physical, Exchange of spot, Exchange versus cash, Ex-pit transaction, Excess insurance, Executive indemnity insurance, Equity option, Ex-all, Exchange ratio, Expected return, Exchange fund, Exchange privilege, European-style option, Exchange-traded option, Ex-warrants, Employee Retirement Income Security Act of 1974, Ex-rights, Ex-rights date, Even lot, Even spread, Even up, Exchange distribution, Financial Accounting Standards Board, Financial asset, Financial capital, Financial statement, First In First Out, Form 10-Q, Federal Deposit Insurance Corporation, Federal Savings and Loan Association, Financial institution, Financial instrument, First call date, Flight to quality, Flow of funds, Federal Call, Fill or kill, Financial analyst, Front-ending an order, Fiat money, Floating exchange rate, Foreign currency option, Foreign exchange, Foreign exchange rate, Forward exchange rate, Forward P/E, Fully diluted earnings per share, Factors of production, Favorable balance of trade, Fiscal policy, Financial futures, Futures contract, Futures option, Fee-for-service, Fixed premium, Form 8-K, Form S-1, Friends and family offering, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Finance company, Financial risk, Full faith and credit, Family of funds, Financial advisor, Fund of funds, Far option, Finite-life REIT, Free and clear, Federal Insurance Contributions Act, Free right of exchange, Federal ID Number, FIN, Guaranteed Investment Contract, Glass-Steagall Act, G-7, General Agreement on Tariffs and Trade, G-8, Grace period, Group insurance, Graduated payment, Growth and income fund, Gather in the stops, Hart-Scott-Rodino Act of 1976, Hit the bid, House call, House of issue, Hang Seng Index, Hazard insurance, Health insurance, Health Insurance Portability and Accountability Act, Health Maintenance Organization, Holding company, Holder in due course, Hang out loan, Home equity line of credit, Home Mortgage Disclosure Act, Holding period, Head and shoulders, Hammering the market, Held at the opening, Holding the market, Insured account, In escrow, Insured bond, Intermediate-term, In-house, Investment Advisor Act of 1940, Investment Company Act of 1940, In line, Individual policy pension trust, Insurance, Insurance agent, Insurance broker, Insurance carrier, Insurance claim, Insurance examiner, Insurance policy, Insurance premium, Insured, Insurer, Insider Trading sanctions Act of 1984, Internal Rate of Return, Indication of interest, Institutional pot, Inc., In intestacy, Insured mortgage, In play, In-process research and development, Investment company, Investment policy, Index option, Interest rate option, I/O strip, Installment sales contract, Immediate payment annuity, In-service withdrawal, Individual tax return, Imbalance of orders, In and out, Individual investor, In sympathy, In the tank, Jointly and severally, Jumping the gun, Joint and several liability, Joint and survivor annuity, Joint life annuity, Joint Stock Company, Knock-out option, Last In First Out, Lender of last resort, Law day, Law of one price, Long-term, Lending at a rate, Limit-on-close order, Lawful money, Law of demand, Law of supply, Limit up, London International Financial Futures and Options Exchange, Limited company, Level premium insurance, Level term insurance, Life expectancy, Life insurance, Long-term care insurance, Lump sum distribution, Long-term debt, Long-Term Equity Anticipation Securities, Letter of comment, 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spread, Option writer, Out of the money, Old age, survivors, and disability insurance, Ordinary loss, On-balance volume, On close, One man picture, On open, On the opening, Option exchange, Pooling of interests, Pre-depreciation profit, Pre-tax profit margin, Profit and loss statement, Pro forma, Par bond, Payment date, Payment-in-kind security, Premium bond, Premium over bond value, Premium over conversion value, Price Value of a Basis Point, Provisional call feature, Payment for order flow, P&L, Primary earnings per share, Provision for income taxes, Participating insurance, Periodic payment plan, Policy, Policy limit, Policy loan, Policy surrender, Pre-existing conditions, Private Mortgage Insurance, Premium raid, Pot, Public company, Per stirpes, Power of Attorney, Paid up, Prioritization of debt, Purchase-money mortgage, Performance-based compensation, Physical option, Premium income, Put option, Passive loss, Prudent Expert Act, Paid-in capital, Paid-in surplus, Payback period, 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or loss, Sin tax, Subchapter M, Subchapter S Corporation, Schedule C, Securities Act of 1933, Securities Acts Amendments of 1975, Securities Exchange Act of 1934, Seek a market, Smart money, S&P phenomenon, Stop and reverse, Term CD, T-Bill, Term, Term bond, Term to maturity, Take a position, Trailing P/E, Tight monetary policy, Tight money, Term insurance, Title insurance, Tenancy by the entirety, Terms, Trust company, TED spread, Term deposit, Term loan, Truth in Lending, Term trust, Tenancy at will, Title company, Transfer payments, Ten-bagger, The Street, Timing the market, Taxable event, Tax-deductible, Tax loss carryback, Tax loss carryforward, Taxpayer Relief Act of 1997, Tax Reform Act of 1986, Tax Reform Act of 1993, Take a bath, Term repo, Term sheet, U.S. Government Agency Security, U.S. Savings Bond, U.S. Treasury, U.S. Treasury Bill, U.S. Treasury Bond, U.S. Treasury Note, U.S. Treasury Securities, Uniform Securities Act, Umbrella liability insurance, Universal life, Uncovered call, Uncovered option, Up volume, Unit of trade, Unit of trading, Unrealized loss, Vanishing premium policy, Variable life, Variable universal life, Vesting period, Williams Act, Waiver of premium, Workers Compensation, Widow-and-orphan stock, W-2 Form, W formation, When, as, and if issued, X or XD, Year-To-Date, Yield to call, Yield to maturity, Yield to worst, Y shares