FT MarketWatch

Fixed-rate loan

A Loan in which the Interest rate does not change during the entire Term of the loan. For an individual taking out a Loan when rates are low, the Fixed rate loan would allow him or her to "lock in" the Low rates and not be concerned with fluctuations. On the other hand, if Interest rates were historically High at the time of the loan, he or she would Benefit from a Floating rate loan, because as the Prime rate fell to historically normal levels, the rate on the Loan would decrease. opposite of Adjustable rate.

Related Terms: 16 Adjustable rate, Benefit, Call, Float, Fixed rate, Floating rate, High, Interest, Interest rate, Loan, Low, PPO, Prime, Prime rate, Ring, Term
Other Related Pages: Category: Lending_and_Credit Starting With: F
Semi Related Terms: 651 CLICK HERE TO VIEW
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